Renting
How much rent can I afford?
Enter your income and monthly debts to see a comfortable rent, what landlords usually approve, and the cash you'll need to move in.
Your rent budget
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Enter your income to see your budget.
Most landlords approve up to
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Many ask for income of about 3× the rent.
Cash to move in
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First month, a deposit of about one month, and application fees (often $40–$75 per adult).
Also plan for electricity, water, trash, internet and renter's insurance. In Texas summers, electricity alone can run a few hundred dollars a month.
A guide only, worked out in your browser; nothing is sent anywhere. Each landlord sets their own rules.
Before you apply
Have your papers ready
Recent pay stubs or an offer letter, a photo ID, and your last landlord's contact. Self-employed? Bring bank statements or tax returns.
Expect a credit and background check
Most landlords run one for each adult. Ask what score they look for before you pay the application fee.
Read the deposit rules
In Texas the landlord has to return your security deposit, or list what was deducted, within 30 days after you move out and give a forwarding address.
Ask about extras
Pet deposits and monthly pet rent, parking, trash and water fees, and whether renter's insurance is required.
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