Charming 3-bed house in Mc Kinney
House · Mortgage Takeover
2230 Timber Ridge Ct, Mc Kinney, TX 75070
HouseBuilt in 20060.18-acre lot3-car garage$249/sqft$100/mo HOA
Mortgage takeover
The loan you'd take over
- Loan balance
- $399,000
- Interest rate
- 2.903%
- Monthly payment
- $1,872
- Cash to take over
- $81,000
- Loan type
- Conventional
- Lender approval
- Required
Your monthly savings
Taking over this 2.903% loan, compared with a new loan for the same $399,000. Either way you'd bring $81,000 (the price minus the loan balance).
Take over (2.903%)
$1,872/mo
New loan (6.5%)
$2,522/mo
You'd save
$650/mo
Principal and interest only. The takeover payment and loan are as reported by the seller; 30-year payment for the new loan. The seller didn't say how many years are left, so the total savings aren't shown. Not a loan offer.
Reported by the seller, not verified by Boraak. Taking over a loan usually needs the lender's approval and a closing attorney or title company. Check the loan terms before you commit.
Description
Overview
What's special
- Quartz countertops
- Move-in ready
- Updated kitchen
3 bedrooms, 3 baths and 1,930 sq ft in Mc Kinney. Features a primary suite with a walk-in closet, mature shade trees on the lot, and a two-car garage with extra storage. Sample listing for testing.
Amenities
- Garden
- Garage
Facts
- Type
- House
- Status
- Mortgage Takeover
- Year built
- 2006
- Lot size
- 7,900 sqft
- Price / sqft
- $249
- Listed
- 9/23/2026
Rooms & details
Living room17 x 20
Main level
Vaulted ceiling, ceiling fan
Kitchen13 x 16
Main level
Gas range, pantry
Primary bedroom14 x 17
Main level
En-suite bath, garden tub
Dining room11 x 13
Main level
Chandelier, opens to kitchen
Interior
- Heating
- Central, electric
- Cooling
- Ceiling fans, central air
- Flooring
- Tile, carpet
- Appliances
- Stainless steel: electric range, dishwasher, microwave
Exterior & lot
- Patio & porch
- Covered back patio
- Fence
- Chain link, back yard only
- Parking
- Attached garage, driveway
- Roof
- Metal roof
- Foundation
- Slab, post-tension
- Garage spaces
- 3
Community & HOA
- HOA name
- Lakeview Homeowners Association
- HOA includes
- Common-area maintenance, trash
- Community amenities
- Walking trails, dog park
- HOA fee
- $100/month
Price & tax history
| Date | Event | Price | $/sqft |
|---|---|---|---|
| Sep 23, 2026 | Listed for sale | $480,000 | $249 |
| Year | Property tax | Source |
|---|---|---|
| 2026 | $8,860 | Reported by the seller |
Price history is recorded on Boraak from when the listing was posted. Boraak doesn't have past sale or county tax records.
Neighborhood
Walkability24/100
Car-dependent
Bikeability56/100
Bikeable
Within a 15-minute walk: 2 restaurants & cafés, 1 grocery store, 5 parks, 2 banks, pharmacies & libraries.
Nearby public schools
Imagine International Academy Of North Texas
Other · Grades K–12 · Charter
0.6 mi1,445 students19.7 students per teacherSlaughter Elementary
Elementary · Grades K–5
0.8 mi554 students13.4 students per teacherHerman Lawson Early Childhood School
Prekindergarten · Grades PK–PK
0.9 mi606 students21.6 students per teacherMckinney High School
High · Grades 9–12
1.4 mi2,668 students14.7 students per teacherValley Creek Elementary
Elementary · Grades K–5
1.4 mi498 students15.1 students per teacherDr Jack Cockrill Middle
Middle · Grades 6–8
1.5 mi1,210 students14.4 students per teacher
Schools: U.S. Department of Education, NCES public school data (2024–25); check each school's attendance zone with the district. Walkability and bikeability are Boraak's own estimates from © OpenStreetMap contributors data, not Walk Score®.
Climate risks
- Flood zone
- Zone AE: high-risk flood area (about a 1% chance of flooding each year). Lenders usually require flood insurance.
- Wildfire
- Very Lowfor this neighborhood
- Strong wind
- Relatively Lowfor this neighborhood
- Heat wave
- Relatively Moderatefor this neighborhood
- Tornado
- Very Highfor this neighborhood
- Hail
- Very Highfor this neighborhood
- Inland flooding
- Relatively Moderatefor this neighborhood
- Air quality now
- Checking…
Flood zone: FEMA National Flood Hazard Layer. Other risks: FEMA National Risk Index, rated by census tract (neighborhood), not for this specific home. Air quality: live US AQI (Open-Meteo). For information only: the official FEMA map and an insurance quote decide flood insurance. Turn these on as map layers with the Climate risk button on the map.
Location
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